#fou-geld-kompass{--fo-gk-ink:#183e3d;--fo-gk-muted:#63736d;--fo-gk-paper:#faf9f4;--fo-gk-white:#fff;--fo-gk-line:#dce2d9;--fo-gk-sage:#eef2e9;--fo-gk-orange:#b55b32;--fo-gk-peach:#f3dfcd;--fo-gk-serif:Georgia,'Times New Roman',serif;--fo-gk-sans:Inter,'Segoe UI',Arial,sans-serif}#fou-geld-kompass *{box-sizing:border-box}#fou-geld-kompass{margin:0;background:var(--fo-gk-paper);color:var(--fo-gk-ink);font:16px/1.6 var(--fo-gk-sans);-webkit-font-smoothing:antialiased}#fou-geld-kompass button,#fou-geld-kompass input,#fou-geld-kompass textarea{font:inherit}#fou-geld-kompass button,#fou-geld-kompass a,#fou-geld-kompass label{ -webkit-tap-highlight-color:transparent }#fou-geld-kompass button,#fou-geld-kompass a{touch-action:manipulation}#fou-geld-kompass button{cursor:pointer}#fou-geld-kompass a{color:inherit}#fou-geld-kompass button{color:inherit}#fou-geld-kompass button:disabled{cursor:not-allowed;opacity:.42}#fou-geld-kompass button:focus-visible,#fou-geld-kompass a:focus-visible,#fou-geld-kompass input:focus-visible,#fou-geld-kompass textarea:focus-visible{outline:3px solid var(--fo-gk-orange);outline-offset:5px}#fou-geld-kompass h1,#fou-geld-kompass h2,#fou-geld-kompass h3,#fou-geld-kompass p{margin-top:0}#fou-geld-kompass h1,#fou-geld-kompass h2,#fou-geld-kompass h3{font-weight:400}#fou-geld-kompass h1,#fou-geld-kompass h2{font-family:var(--fo-gk-serif);line-height:1.08;letter-spacing:-.04em}#fou-geld-kompass h1{font-size:clamp(42px,5.5vw,76px)}#fou-geld-kompass h2{font-size:clamp(32px,3.3vw,46px)}#fou-geld-kompass h3{font-size:21px;line-height:1.35;font-weight:550}#fou-geld-kompass p{margin-bottom:20px}#fou-geld-kompass small{font-size:12px}#fou-geld-kompass .fo-gk-site-header{max-width:1320px;margin:auto;padding:28px 48px;display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--fo-gk-line);gap:16px}#fou-geld-kompass .fo-gk-brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-size:24px;font-weight:600;line-height:1.2;letter-spacing:-.8px}#fou-geld-kompass .fo-gk-brand-icon{border:1px solid var(--fo-gk-ink);border-radius:50%;width:43px;height:43px;display:grid;place-items:center;font-size:31px;font-family:var(--fo-gk-serif)}#fou-geld-kompass .fo-gk-brand-light{font-weight:400}#fou-geld-kompass .fo-gk-brand small{display:block;font-weight:500;font-size:9px;letter-spacing:2px;margin-top:6px}#fou-geld-kompass .fo-gk-header-right{display:flex;gap:25px;align-items:center}#fou-geld-kompass .fo-gk-private-pill{font-size:12px;display:flex;gap:8px;align-items:center}#fou-geld-kompass .fo-gk-private-pill span{font-size:18px;color:var(--fo-gk-orange)}#fou-geld-kompass .fo-gk-text-button{border:0;background:transparent;font-size:12px;padding:8px 0;text-decoration:underline;text-underline-offset:5px}#fou-geld-kompass .fo-gk-site-footer{max-width:1224px;margin:60px auto 0;padding:24px 0 30px;border-top:1px solid var(--fo-gk-line);display:flex;gap:20px;justify-content:space-between;align-items:center;color:var(--fo-gk-muted);font-size:11px}#fou-geld-kompass .fo-gk-footer-dot{padding:0 10px}#fou-geld-kompass .fo-gk-eyebrow{font-size:11px;font-weight:650;letter-spacing:2.1px;line-height:1.5;margin-bottom:22px;color:var(--fo-gk-orange)}#fou-geld-kompass .fo-gk-hero{max-width:1224px;margin:auto;padding:68px 0 58px;display:grid;grid-template-columns:1.05fr 1fr;gap:56px;align-items:center}#fou-geld-kompass .fo-gk-hero h1{margin-bottom:24px}#fou-geld-kompass .fo-gk-hero h1 em{font-style:italic;font-weight:400;color:var(--fo-gk-orange)}#fou-geld-kompass .fo-gk-hero-copy>p:not(.fo-gk-eyebrow){font-size:17px;max-width:480px;color:var(--fo-gk-muted)}#fou-geld-kompass .fo-gk-hero-copy .fo-gk-sub{font-size:15px!important}#fou-geld-kompass .fo-gk-button{border:1px solid transparent;border-radius:6px;min-height:49px;padding:13px 23px;display:inline-flex;gap:16px;align-items:center;justify-content:center;text-decoration:none;font-weight:550;font-size:14px;line-height:1.4;transition:background .16s,transform .16s}#fou-geld-kompass .fo-gk-primary{background:var(--fo-gk-ink);color:white}#fou-geld-kompass .fo-gk-primary:hover{background:#285451}#fou-geld-kompass .fo-gk-secondary{background:transparent;border-color:#bdc9bf}#fou-geld-kompass .fo-gk-secondary:hover{background:var(--fo-gk-sage)}#fou-geld-kompass .fo-gk-light{background:#fff;color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-light:hover{background:#f3dfcd}#fou-geld-kompass .fo-gk-arrow{font-size:19px;font-weight:400}#fou-geld-kompass .fo-gk-hero-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center;margin-top:28px}#fou-geld-kompass .fo-gk-micro{font-size:11px;color:var(--fo-gk-muted);margin-top:14px;display:flex;flex-wrap:wrap;gap:16px}#fou-geld-kompass .fo-gk-micro span:before{content:'·';margin-right:7px}#fou-geld-kompass .fo-gk-hero-art{position:relative;border-radius:50% 50% 44% 44%;background:#edf0e6;aspect-ratio:1/1;display:flex;align-items:center;justify-content:center;isolation:isolate;background-image:radial-gradient(#95a48b36 .7px,transparent .7px);background-size:12px 12px}#fou-geld-kompass .fo-gk-hero-art:before{content:'';position:absolute;inset:16%;border:1px solid #bdc8b7;border-radius:50%}#fou-geld-kompass .fo-gk-hero-art:after{content:'';position:absolute;inset:27%;border:1px dashed #bcc9b7;border-radius:50%;z-index:-1}#fou-geld-kompass .fo-gk-compass-dial{width:53%;height:53%;filter:drop-shadow(0 12px 20px #355d3d12);transform:rotate(-12deg)}#fou-geld-kompass .fo-gk-art-label{position:absolute;background:var(--fo-gk-paper);border:1px solid #dae0d3;padding:7px 12px;border-radius:5px;font-size:11px;box-shadow:0 4px 9px #354e3410}#fou-geld-kompass .fo-gk-art-label b{display:inline-block;margin-right:7px;color:var(--fo-gk-orange);font-weight:400;font-size:13px}#fou-geld-kompass .fo-gk-art-label.fo-gk-l1{top:10%;left:16%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l2{top:26%;right:-3%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l3{bottom:31%;right:-4%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l4{bottom:9%;right:18%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l5{bottom:28%;left:-5%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l6{top:31%;left:-6%}#fou-geld-kompass .fo-gk-art-caption{position:absolute;bottom:19%;font:italic 15px var(--fo-gk-serif);color:#6d7d6a;transform:rotate(-5deg)}#fou-geld-kompass .fo-gk-intro-strip{max-width:1224px;margin:auto;display:grid;grid-template-columns:1.1fr repeat(3,1fr);gap:25px;border-top:1px solid var(--fo-gk-line);padding-top:32px}#fou-geld-kompass .fo-gk-intro-strip>p{font:27px/1.25 var(--fo-gk-serif);letter-spacing:-.6px;padding-right:30px}#fou-geld-kompass .fo-gk-how-card small{color:var(--fo-gk-orange);display:block;font-size:10px;letter-spacing:1.5px;margin-bottom:12px}#fou-geld-kompass .fo-gk-how-card h3{font-size:15px;margin-bottom:8px}#fou-geld-kompass .fo-gk-how-card p{font-size:13px;color:var(--fo-gk-muted);margin-bottom:0}#fou-geld-kompass .fo-gk-trust-note{max-width:1224px;margin:38px auto 0;display:flex;gap:15px;padding:20px 24px;background:var(--fo-gk-sage);border-radius:6px;font-size:12px;color:#56685c}#fou-geld-kompass .fo-gk-trust-note p{margin:0}#fou-geld-kompass .fo-gk-trust-note>span{font-size:22px}#fou-geld-kompass .fo-gk-resume-box{padding:16px;margin-top:18px;border:1px solid var(--fo-gk-line);border-radius:6px;background:#fff}#fou-geld-kompass .fo-gk-resume-box p{font-size:13px;margin-bottom:12px}#fou-geld-kompass .fo-gk-resume-box .fo-gk-button{min-height:40px;padding:8px 15px}#fou-geld-kompass .fo-gk-app-layout{max-width:1140px;margin:48px auto;display:grid;grid-template-columns:240px 1fr;gap:64px}#fou-geld-kompass .fo-gk-sidebar{align-self:start;position:sticky;top:25px}#fou-geld-kompass .fo-gk-sidebar .fo-gk-eyebrow{color:var(--fo-gk-muted);font-size:10px;margin-bottom:25px}#fou-geld-kompass .fo-gk-steps{list-style:none;margin:0 0 30px;padding:0}#fou-geld-kompass .fo-gk-steps li{margin-bottom:9px}#fou-geld-kompass .fo-gk-step-button{display:flex;gap:12px;align-items:center;background:none;border:0;padding:10px 0;text-align:left;font-size:12px;width:100%;color:#53665b}#fou-geld-kompass .fo-gk-step-number{width:28px;height:28px;border:1px solid #cbd4c7;border-radius:50%;display:grid;place-items:center;flex-shrink:0;font-size:11px}#fou-geld-kompass .fo-gk-step-button[aria-current='step']{font-weight:650;color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-step-button[aria-current='step'] .fo-gk-step-number{background:var(--fo-gk-ink);color:white;border-color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-step-button.fo-gk-done .fo-gk-step-number{background:#dfe8d9;color:#254c37;border-color:#dfe8d9}#fou-geld-kompass .fo-gk-storage-control{font-size:11px;color:var(--fo-gk-muted);line-height:1.5;border-top:1px solid var(--fo-gk-line);padding-top:20px}#fou-geld-kompass .fo-gk-check-label{display:flex;gap:10px;align-items:flex-start;cursor:pointer}#fou-geld-kompass .fo-gk-check-label input{margin:4px 0 0;accent-color:var(--fo-gk-ink);width:17px;height:17px;flex-shrink:0}#fou-geld-kompass .fo-gk-storage-control p{margin:8px 0 6px}#fou-geld-kompass .fo-gk-form-heading h1{font-size:48px;margin-bottom:14px}#fou-geld-kompass .fo-gk-form-heading>p:not(.fo-gk-eyebrow){color:var(--fo-gk-muted);font-size:14px;margin-bottom:25px}#fou-geld-kompass .fo-gk-form-heading .fo-gk-eyebrow{margin-bottom:13px}#fou-geld-kompass .fo-gk-progress-meta{display:flex;justify-content:space-between;font-size:11px;color:var(--fo-gk-muted);margin-bottom:8px}#fou-geld-kompass .fo-gk-progress-track{height:3px;background:#e2e7dd;margin-bottom:30px;border-radius:4px}#fou-geld-kompass .fo-gk-progress-track span{height:100%;display:block;background:var(--fo-gk-orange);transition:width .2s}#fou-geld-kompass .fo-gk-question-card{padding:23px 26px 22px;background:white;border:1px solid var(--fo-gk-line);border-radius:9px;margin:0 0 16px;min-width:0}#fou-geld-kompass .fo-gk-question-card legend{float:left;width:100%;padding:0;font-size:16px;font-weight:500;line-height:1.5;letter-spacing:-.2px;margin-bottom:17px}#fou-geld-kompass .fo-gk-question-card legend small{font-size:10px;color:var(--fo-gk-orange);letter-spacing:1px;display:block;margin-bottom:7px}#fou-geld-kompass .fo-gk-choices{clear:both;display:grid;grid-template-columns:repeat(5,1fr);gap:10px}#fou-geld-kompass .fo-gk-choice{position:relative;cursor:pointer;min-width:0}#fou-geld-kompass .fo-gk-choice input{position:absolute;width:100%;height:100%;opacity:0;margin:0;cursor:pointer;z-index:1}#fou-geld-kompass .fo-gk-choice span{display:grid;place-items:center;height:43px;border:1px solid #d9e0d5;border-radius:5px;font-size:15px;background:#fbfcf9;transition:background .15s}#fou-geld-kompass .fo-gk-choice input:checked+span{background:var(--fo-gk-ink);color:white;border-color:var(--fo-gk-ink);box-shadow:0 2px 4px #183e3d1a}#fou-geld-kompass .fo-gk-choice input:focus-visible+span{outline:3px solid var(--fo-gk-orange);outline-offset:3px}#fou-geld-kompass .fo-gk-choice:hover span{border-color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-scale-ends{display:flex;justify-content:space-between;gap:20px;margin-top:9px;font-size:10px;color:var(--fo-gk-muted);line-height:1.4}#fou-geld-kompass .fo-gk-scale-ends span:last-child{text-align:right}#fou-geld-kompass .fo-gk-selection-caption{font-size:10px;text-align:center;color:#52674f;margin-top:7px;min-height:15px}#fou-geld-kompass .fo-gk-nav-row{display:flex;justify-content:space-between;gap:15px;align-items:center;padding-top:10px}#fou-geld-kompass .fo-gk-form-error{font-size:13px;color:#a13f22;min-height:23px;margin:0}#fou-geld-kompass .fo-gk-scale-info{font-size:11px;color:var(--fo-gk-muted);margin:19px 0}#fou-geld-kompass .fo-gk-scale-info summary{cursor:pointer;text-underline-offset:3px}#fou-geld-kompass .fo-gk-scale-info p{margin:12px 0;padding:15px;background:var(--fo-gk-sage);border-radius:4px}#fou-geld-kompass .fo-gk-mobile-steps{display:none}#fou-geld-kompass .fo-gk-result-wrap{max-width:1080px;margin:50px auto}#fou-geld-kompass .fo-gk-result-top{display:flex;justify-content:space-between;align-items:flex-start;gap:30px;margin-bottom:30px}#fou-geld-kompass .fo-gk-result-top h1{font-size:58px;max-width:650px;margin-bottom:20px}#fou-geld-kompass .fo-gk-result-top p:not(.fo-gk-eyebrow){color:var(--fo-gk-muted);font-size:14px;max-width:650px}#fou-geld-kompass .fo-gk-result-date{font-size:11px;color:var(--fo-gk-muted);white-space:nowrap;padding-top:4px}#fou-geld-kompass .fo-gk-result-notice{padding:17px 20px;background:var(--fo-gk-sage);border:1px solid #dfe5d8;border-radius:6px;font-size:12px;margin-bottom:28px;line-height:1.6}#fou-geld-kompass .fo-gk-result-toolbar{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:30px}#fou-geld-kompass .fo-gk-result-toolbar .fo-gk-button{font-size:12px;min-height:43px;padding:10px 16px}#fou-geld-kompass .fo-gk-profile-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}#fou-geld-kompass .fo-gk-profile-card{background:white;border:1px solid var(--fo-gk-line);border-radius:9px;padding:26px;min-width:0}#fou-geld-kompass .fo-gk-profile-card .fo-gk-card-kicker{font-size:10px;letter-spacing:1.4px;color:var(--fo-gk-orange);margin-bottom:8px}#fou-geld-kompass .fo-gk-profile-card h2{font-size:29px;margin-bottom:12px}#fou-geld-kompass .fo-gk-profile-card>.fo-gk-area-desc{color:var(--fo-gk-muted);font-size:12px;min-height:38px}#fou-geld-kompass .fo-gk-insight-list{list-style:none;padding:0;margin:0}#fou-geld-kompass .fo-gk-insight-list li{display:flex;gap:12px;padding:13px 0;border-top:1px solid #edf0e8;align-items:flex-start;font-size:13px;line-height:1.55}#fou-geld-kompass .fo-gk-answer-pill{background:var(--fo-gk-sage);font-size:11px;font-weight:650;border-radius:4px;min-width:33px;text-align:center;padding:3px 5px;color:#4e6353}#fou-geld-kompass .fo-gk-reflection{margin-top:14px;padding:16px;background:#f6f6f0;border-radius:5px}#fou-geld-kompass .fo-gk-reflection label{display:block;font-size:12px;font-weight:600;margin-bottom:9px}#fou-geld-kompass .fo-gk-reflection p{font:italic 18px/1.4 var(--fo-gk-serif);margin:0 0 12px}#fou-geld-kompass .fo-gk-reflection textarea{width:100%;min-height:80px;resize:vertical;border:1px solid #dbe1d6;background:white;border-radius:4px;font-size:12px;padding:10px;color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-reflection small{color:var(--fo-gk-muted);font-size:10px}#fou-geld-kompass .fo-gk-focus-section{margin-top:34px;padding:30px;border:1px solid var(--fo-gk-line);border-radius:8px}#fou-geld-kompass .fo-gk-focus-section h2{font-size:32px;margin-bottom:12px}#fou-geld-kompass .fo-gk-focus-section>p{font-size:13px;color:var(--fo-gk-muted)}#fou-geld-kompass .fo-gk-focus-choices{display:flex;flex-wrap:wrap;gap:8px}#fou-geld-kompass .fo-gk-focus-chip{position:relative}#fou-geld-kompass .fo-gk-focus-chip input{opacity:0;position:absolute;width:100%;height:100%;margin:0;cursor:pointer}#fou-geld-kompass .fo-gk-focus-chip span{display:block;border:1px solid #ccd5c6;border-radius:25px;padding:8px 14px;font-size:11px;background:white}#fou-geld-kompass .fo-gk-focus-chip input:checked+span{background:var(--fo-gk-ink);color:white;border-color:var(--fo-gk-ink)}#fou-geld-kompass .fo-gk-focus-chip input:focus-visible+span{outline:3px solid var(--fo-gk-orange);outline-offset:3px}#fou-geld-kompass .fo-gk-learning{margin:30px 0}#fou-geld-kompass .fo-gk-learning h2{font-size:30px;margin-bottom:10px}#fou-geld-kompass .fo-gk-learning-intro{color:var(--fo-gk-muted);font-size:13px}#fou-geld-kompass .fo-gk-learning-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}#fou-geld-kompass .fo-gk-learning-card{border-top:2px solid #c4d0be;padding-top:15px}#fou-geld-kompass .fo-gk-learning-card small{color:var(--fo-gk-orange);letter-spacing:1px;font-size:9px}#fou-geld-kompass .fo-gk-learning-card h3{font-size:14px;margin:9px 0}#fou-geld-kompass .fo-gk-learning-card p{font-size:12px;color:var(--fo-gk-muted)}#fou-geld-kompass .fo-gk-conversation{background:var(--fo-gk-ink);color:#f7f5eb;border-radius:10px;padding:38px;display:grid;grid-template-columns:1.25fr 1fr;gap:50px;align-items:center;margin:36px 0}#fou-geld-kompass .fo-gk-conversation .fo-gk-eyebrow{color:#e8bd9b;margin-bottom:15px}#fou-geld-kompass .fo-gk-conversation h2{font-size:37px;max-width:530px;margin-bottom:18px}#fou-geld-kompass .fo-gk-conversation p{font-size:13px;color:#d1dfd3;margin-bottom:0}#fou-geld-kompass .fo-gk-conversation .fo-gk-signature{font:italic 24px var(--fo-gk-serif);margin-top:24px;color:#f1d1b3}#fou-geld-kompass .fo-gk-conversation-actions p{margin:16px 0;font-size:11px}#fou-geld-kompass .fo-gk-email-panel{margin-top:30px;border:1px solid var(--fo-gk-line);border-radius:9px;padding:30px;background:white}#fou-geld-kompass .fo-gk-email-panel h2{font-size:32px;margin-bottom:12px}#fou-geld-kompass .fo-gk-email-panel>p{font-size:13px;color:var(--fo-gk-muted);max-width:740px}#fou-geld-kompass .fo-gk-status-tag{font-size:9px;letter-spacing:1.2px;color:var(--fo-gk-orange);display:block;margin-bottom:13px}#fou-geld-kompass .fo-gk-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}#fou-geld-kompass .fo-gk-field label{font-size:12px;display:block;margin-bottom:6px}#fou-geld-kompass .fo-gk-field input{width:100%;border:1px solid #cdd6c8;border-radius:5px;padding:11px 12px;font-size:13px;color:var(--fo-gk-ink);background:#fdfefb;min-height:45px}#fou-geld-kompass .fo-gk-field small{display:block;margin-top:6px;color:var(--fo-gk-muted);font-size:10px}#fou-geld-kompass .fo-gk-email-panel .fo-gk-check-label{margin:24px 0 15px;font-size:12px;max-width:760px}#fou-geld-kompass .fo-gk-email-preview{background:var(--fo-gk-paper);padding:17px 20px;border:1px solid var(--fo-gk-line);border-radius:5px;margin:15px 0 20px;font-size:12px}#fou-geld-kompass .fo-gk-email-preview summary{cursor:pointer;font-weight:550}#fou-geld-kompass .fo-gk-email-preview pre{white-space:pre-wrap;max-height:300px;overflow:auto;font:11px/1.7 var(--fo-gk-sans)}#fou-geld-kompass .fo-gk-email-instructions{font-size:11px!important;margin-top:14px;margin-bottom:0;max-width:700px}#fou-geld-kompass .fo-gk-all-answers{margin-top:30px}#fou-geld-kompass .fo-gk-all-answers>summary{cursor:pointer;font-size:13px;font-weight:550;padding:16px 0;border-bottom:1px solid var(--fo-gk-line)}#fou-geld-kompass .fo-gk-answer-detail{font-size:12px;display:grid;grid-template-columns:1fr auto;gap:15px;padding:13px 0;border-bottom:1px solid var(--fo-gk-line)}#fou-geld-kompass .fo-gk-answer-detail b{white-space:nowrap}#fou-geld-kompass .fo-gk-bottom-tools{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-top:30px;font-size:11px;color:var(--fo-gk-muted)}#fou-geld-kompass dialog{border:1px solid var(--fo-gk-line);border-radius:12px;color:var(--fo-gk-ink);background:var(--fo-gk-paper);width:570px;max-width:calc(100% - 32px);padding:0;box-shadow:0 20px 80px #102b3540}#fou-geld-kompass dialog::backdrop{background:#102b3577;backdrop-filter:blur(4px)}#fou-geld-kompass .fo-gk-dialog-inner{padding:34px;position:relative}#fou-geld-kompass .fo-gk-dialog-inner h2{font-size:34px;margin-right:15px}#fou-geld-kompass .fo-gk-dialog-inner p{font-size:13px;color:var(--fo-gk-muted)}#fou-geld-kompass .fo-gk-dialog-close{position:absolute;right:14px;top:9px;border:0;background:transparent;font-size:26px}#fou-geld-kompass .fo-gk-dialog-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:25px}#fou-geld-kompass .fo-gk-skip{position:fixed;top:-80px;left:10px;background:var(--fo-gk-ink);color:white;z-index:100;padding:12px}#fou-geld-kompass .fo-gk-skip:focus{top:10px}#fou-geld-kompass #fo-gk-toast{position:fixed;bottom:25px;left:50%;transform:translateX(-50%) translateY(120px);background:var(--fo-gk-ink);color:white;padding:12px 20px;border-radius:7px;max-width:calc(100vw - 32px);font-size:12px;z-index:50;transition:transform .2s}#fou-geld-kompass #fo-gk-toast.fo-gk-visible{transform:translateX(-50%) translateY(0)}#fou-geld-kompass .fo-gk-noscript{padding:40px}#fou-geld-kompass .fo-gk-print-notes{display:none}
@media(min-width:1440px){#fou-geld-kompass .fo-gk-hero{padding-top:85px;padding-bottom:70px}#fou-geld-kompass .fo-gk-hero-art{max-width:520px;margin:auto;width:100%}}
@media(max-width:1350px){#fou-geld-kompass .fo-gk-hero,#fou-geld-kompass .fo-gk-intro-strip,#fou-geld-kompass .fo-gk-trust-note,#fou-geld-kompass .fo-gk-site-footer{margin-left:48px;margin-right:48px}#fou-geld-kompass .fo-gk-hero{gap:60px}#fou-geld-kompass .fo-gk-app-layout,#fou-geld-kompass .fo-gk-result-wrap{margin-left:48px;margin-right:48px}}
@media(max-width:1000px){#fou-geld-kompass .fo-gk-site-header{padding:24px 30px}#fou-geld-kompass .fo-gk-hero,#fou-geld-kompass .fo-gk-intro-strip,#fou-geld-kompass .fo-gk-trust-note,#fou-geld-kompass .fo-gk-site-footer,#fou-geld-kompass .fo-gk-app-layout,#fou-geld-kompass .fo-gk-result-wrap{margin-left:30px;margin-right:30px}#fou-geld-kompass .fo-gk-hero{gap:42px}#fou-geld-kompass .fo-gk-hero h1{font-size:54px}#fou-geld-kompass .fo-gk-art-label{font-size:9px;padding:6px 8px}#fou-geld-kompass .fo-gk-art-caption{font-size:13px}#fou-geld-kompass .fo-gk-intro-strip{grid-template-columns:repeat(3,1fr)}#fou-geld-kompass .fo-gk-intro-strip>p{grid-column:1/-1;margin-bottom:5px;padding:0}#fou-geld-kompass .fo-gk-app-layout{grid-template-columns:190px 1fr;gap:28px}#fou-geld-kompass .fo-gk-profile-card{padding:21px}#fou-geld-kompass .fo-gk-conversation{gap:30px;padding:30px}#fou-geld-kompass .fo-gk-result-top h1{font-size:48px}}
@media(max-width:720px){#fou-geld-kompass .fo-gk-site-header{padding:19px 20px}#fou-geld-kompass .fo-gk-brand{font-size:20px;gap:9px}#fou-geld-kompass .fo-gk-brand-icon{width:35px;height:35px;font-size:26px}#fou-geld-kompass .fo-gk-brand small{font-size:8px;letter-spacing:1.5px}#fou-geld-kompass .fo-gk-header-right{gap:10px}#fou-geld-kompass .fo-gk-private-pill{font-size:0}#fou-geld-kompass .fo-gk-private-pill span{font-size:20px}#fou-geld-kompass .fo-gk-hero,#fou-geld-kompass .fo-gk-intro-strip,#fou-geld-kompass .fo-gk-trust-note,#fou-geld-kompass .fo-gk-site-footer,#fou-geld-kompass .fo-gk-app-layout,#fou-geld-kompass .fo-gk-result-wrap{margin-left:22px;margin-right:22px}#fou-geld-kompass .fo-gk-hero{padding-top:40px;padding-bottom:36px;grid-template-columns:1fr;gap:34px}#fou-geld-kompass .fo-gk-hero h1{font-size:53px;max-width:480px}#fou-geld-kompass .fo-gk-eyebrow{font-size:10px;margin-bottom:18px}#fou-geld-kompass .fo-gk-hero-copy>p:not(.fo-gk-eyebrow){font-size:15px;max-width:510px}#fou-geld-kompass .fo-gk-hero-art{width:80%;max-width:380px;margin:0 auto 6px}#fou-geld-kompass .fo-gk-art-label{font-size:10px;padding:6px 9px}#fou-geld-kompass .fo-gk-art-label.fo-gk-l5{left:-10%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l6{left:-11%}#fou-geld-kompass .fo-gk-art-label.fo-gk-l2,#fou-geld-kompass .fo-gk-art-label.fo-gk-l3{right:-9%}#fou-geld-kompass .fo-gk-intro-strip{gap:22px 18px;padding-top:26px}#fou-geld-kompass .fo-gk-intro-strip>p{font-size:25px}#fou-geld-kompass .fo-gk-how-card h3{font-size:13px}#fou-geld-kompass .fo-gk-how-card p{font-size:11px}#fou-geld-kompass .fo-gk-how-card small{font-size:9px}#fou-geld-kompass .fo-gk-trust-note{font-size:11px;margin-top:28px;padding:17px}#fou-geld-kompass .fo-gk-site-footer{font-size:10px;margin-top:38px;align-items:flex-start}#fou-geld-kompass .fo-gk-site-footer>span{max-width:220px}#fou-geld-kompass .fo-gk-footer-dot{padding:0 4px}#fou-geld-kompass .fo-gk-app-layout{display:block;margin-top:28px}#fou-geld-kompass .fo-gk-sidebar{position:static}#fou-geld-kompass .fo-gk-sidebar>.fo-gk-eyebrow,#fou-geld-kompass .fo-gk-steps{display:none}#fou-geld-kompass .fo-gk-storage-control{border:0;padding:0;margin-bottom:24px;display:flex;flex-wrap:wrap;gap:6px 15px;align-items:center}#fou-geld-kompass .fo-gk-storage-control>p{display:none}#fou-geld-kompass .fo-gk-storage-control .fo-gk-text-button{margin-left:auto;font-size:10px}#fou-geld-kompass .fo-gk-mobile-steps{display:flex;gap:6px;margin-bottom:23px}#fou-geld-kompass .fo-gk-mobile-steps span{height:4px;border-radius:3px;background:#dce3d5;flex:1}#fou-geld-kompass .fo-gk-mobile-steps span.fo-gk-active{background:var(--fo-gk-orange)}#fou-geld-kompass .fo-gk-mobile-steps span.fo-gk-done{background:#668167}#fou-geld-kompass .fo-gk-form-heading h1{font-size:38px}#fou-geld-kompass .fo-gk-form-heading>p:not(.fo-gk-eyebrow){font-size:13px}#fou-geld-kompass .fo-gk-question-card{padding:19px 17px 15px}#fou-geld-kompass .fo-gk-question-card legend{font-size:15px;margin-bottom:15px}#fou-geld-kompass .fo-gk-choices{gap:8px}#fou-geld-kompass .fo-gk-choice span{height:45px}#fou-geld-kompass .fo-gk-scale-ends{font-size:9px;gap:10px}#fou-geld-kompass .fo-gk-nav-row{position:sticky;bottom:0;padding:13px 0;background:var(--fo-gk-paper);z-index:3;border-top:1px solid var(--fo-gk-line);margin-top:8px}#fou-geld-kompass .fo-gk-nav-row .fo-gk-button{font-size:12px;padding:12px 16px}#fou-geld-kompass .fo-gk-result-wrap{margin-top:32px}#fou-geld-kompass .fo-gk-result-top{display:block;margin-bottom:20px}#fou-geld-kompass .fo-gk-result-date{margin-bottom:15px}#fou-geld-kompass .fo-gk-result-top h1{font-size:45px}#fou-geld-kompass .fo-gk-profile-grid{grid-template-columns:1fr;gap:16px}#fou-geld-kompass .fo-gk-profile-card{padding:23px}#fou-geld-kompass .fo-gk-profile-card>.fo-gk-area-desc{min-height:0}#fou-geld-kompass .fo-gk-profile-card h2{font-size:30px}#fou-geld-kompass .fo-gk-result-notice{font-size:11px;padding:16px}#fou-geld-kompass .fo-gk-result-toolbar{gap:8px}#fou-geld-kompass .fo-gk-result-toolbar .fo-gk-button{flex:1 1 auto;font-size:11px;padding:9px 11px}#fou-geld-kompass .fo-gk-focus-section{padding:23px}#fou-geld-kompass .fo-gk-focus-section h2{font-size:29px}#fou-geld-kompass .fo-gk-learning-grid{grid-template-columns:1fr;gap:0}#fou-geld-kompass .fo-gk-learning-card{padding-top:13px}#fou-geld-kompass .fo-gk-learning-card p{margin-bottom:18px}#fou-geld-kompass .fo-gk-conversation{grid-template-columns:1fr;padding:27px;gap:22px}#fou-geld-kompass .fo-gk-conversation h2{font-size:33px}#fou-geld-kompass .fo-gk-conversation-actions .fo-gk-button{width:100%}#fou-geld-kompass .fo-gk-conversation .fo-gk-signature{margin-top:18px}#fou-geld-kompass .fo-gk-email-panel{padding:23px}#fou-geld-kompass .fo-gk-email-panel h2{font-size:29px}#fou-geld-kompass .fo-gk-form-grid{grid-template-columns:1fr}#fou-geld-kompass .fo-gk-bottom-tools{align-items:flex-start;gap:15px}#fou-geld-kompass .fo-gk-bottom-tools>span{max-width:200px}#fou-geld-kompass .fo-gk-dialog-inner{padding:28px}#fou-geld-kompass .fo-gk-dialog-inner h2{font-size:31px}#fou-geld-kompass .fo-gk-answer-detail{font-size:11px}#fou-geld-kompass .fo-gk-email-panel .fo-gk-button{width:100%}}
@media(prefers-reduced-motion:reduce){#fou-geld-kompass *{scroll-behavior:auto!important;transition:none!important}}
@media print{#fou-geld-kompass{background:white;color:#172e29;font-size:10pt}#fou-geld-kompass .fo-gk-site-header{padding:0 0 12px}#fou-geld-kompass .fo-gk-header-right,#fou-geld-kompass .fo-gk-site-footer,#fou-geld-kompass .fo-gk-result-toolbar,#fou-geld-kompass .fo-gk-email-panel,#fou-geld-kompass .fo-gk-conversation-actions,#fou-geld-kompass .fo-gk-focus-choices,#fou-geld-kompass .fo-gk-bottom-tools,#fou-geld-kompass dialog,#fou-geld-kompass #fo-gk-toast,#fou-geld-kompass .fo-gk-skip,#fou-geld-kompass .fo-gk-text-button{display:none!important}#fou-geld-kompass .fo-gk-result-wrap{margin:20px 0;max-width:none}#fou-geld-kompass .fo-gk-result-top h1{font-size:31pt}#fou-geld-kompass .fo-gk-result-top p{font-size:10pt}#fou-geld-kompass .fo-gk-result-top .fo-gk-eyebrow{font-size:8pt}#fou-geld-kompass .fo-gk-result-date{font-size:8pt}#fou-geld-kompass .fo-gk-profile-grid{display:block}#fou-geld-kompass .fo-gk-profile-card{margin-bottom:14px;break-inside:avoid;box-shadow:none;padding:17px}#fou-geld-kompass .fo-gk-profile-card h2{font-size:22pt}#fou-geld-kompass .fo-gk-profile-card .fo-gk-area-desc,#fou-geld-kompass .fo-gk-insight-list li{font-size:9pt}#fou-geld-kompass .fo-gk-reflection{padding:12px}#fou-geld-kompass .fo-gk-reflection p{font-size:12pt}#fou-geld-kompass .fo-gk-reflection textarea,#fou-geld-kompass .fo-gk-reflection label,#fou-geld-kompass .fo-gk-reflection small{display:none}#fou-geld-kompass .fo-gk-print-notes{display:block;white-space:pre-wrap;font-size:9pt}#fou-geld-kompass .fo-gk-conversation{background:#f0f2eb!important;color:#172e29;display:block;break-inside:avoid;padding:22px}#fou-geld-kompass .fo-gk-conversation h2{font-size:25pt}#fou-geld-kompass .fo-gk-conversation p,#fou-geld-kompass .fo-gk-conversation .fo-gk-signature{color:#172e29}#fou-geld-kompass .fo-gk-all-answers{display:block}#fou-geld-kompass .fo-gk-all-answers .fo-gk-answer-detail{font-size:9pt}#fou-geld-kompass .fo-gk-all-answers>summary{display:none}#fou-geld-kompass .fo-gk-all-answers:not([open]){display:none}#fou-geld-kompass .fo-gk-learning-card p{font-size:9pt}#fou-geld-kompass .fo-gk-learning{break-inside:avoid}#fou-geld-kompass .fo-gk-focus-section{padding:16px;break-inside:avoid}#fou-geld-kompass .fo-gk-result-notice{font-size:9pt}#fou-geld-kompass .fo-gk-insight-list li{padding:8px 0}#fou-geld-kompass .fo-gk-site-header .fo-gk-brand{font-size:17pt}#fou-geld-kompass .fo-gk-brand-icon{width:32px;height:32px}#fou-geld-kompass .fo-gk-result-top{margin-bottom:15px}#fou-geld-kompass .fo-gk-learning h2,#fou-geld-kompass .fo-gk-focus-section h2{font-size:23pt}#fou-geld-kompass .fo-gk-no-print{display:none!important}}#fou-geld-kompass .fo-gk-recipient-card{display:flex;align-items:center;gap:15px;padding:17px 20px;background:var(--fo-gk-sage);border:1px solid var(--fo-gk-line);border-radius:6px;margin:22px 0}#fou-geld-kompass .fo-gk-recipient-icon{border:1px solid #c1cebc;border-radius:50%;width:37px;height:37px;display:grid;place-items:center;font-size:23px;flex-shrink:0}#fou-geld-kompass .fo-gk-recipient-card>div{min-width:0}#fou-geld-kompass .fo-gk-recipient-card small{display:block;font-size:9px;letter-spacing:1.1px;color:var(--fo-gk-muted);margin-bottom:3px}#fou-geld-kompass .fo-gk-recipient-card strong{display:block;font-size:14px;font-weight:600}#fou-geld-kompass .fo-gk-recipient-card #fo-gk-frank-email{display:block;font-size:12px;overflow-wrap:anywhere}#fou-geld-kompass .fo-gk-recipient-fixed{margin-left:auto;font-size:10px;white-space:nowrap;color:#52684f}#fou-geld-kompass .fo-gk-email-panel .fo-gk-share-details{font-size:11px;color:var(--fo-gk-muted);margin:-5px 0 18px 27px;max-width:700px;line-height:1.6}@media(max-width:720px){#fou-geld-kompass .fo-gk-recipient-card{flex-wrap:wrap;gap:11px;padding:16px}#fou-geld-kompass .fo-gk-recipient-fixed{margin-left:48px;font-size:10px;white-space:normal;width:100%}#fou-geld-kompass .fo-gk-email-panel .fo-gk-share-details{font-size:10px}}

#fou-geld-kompass{--fo-gk-ink:#173b5f;--fo-gk-orange:#b55b32;--fo-gk-paper:#f6f4ef;display:flow-root;min-width:0;margin:0 auto 48px}
#fou-geld-kompass .fo-gk-local-toolbar{max-width:1224px;margin:20px auto 0;padding:0 0 15px;display:flex;justify-content:space-between;align-items:center;gap:16px;border-bottom:1px solid var(--fo-gk-line)}
#fou-geld-kompass .fo-gk-home-link{font-size:14px;font-weight:600;text-decoration:none}
#fou-geld-kompass [data-gk-main]{scroll-margin-top:115px;outline:none}
#fou-geld-kompass .fo-gk-bottom{max-width:1080px;margin:22px auto 0;text-align:right}
#fou-geld-kompass .fo-gk-local-toolbar button,#fou-geld-kompass .fo-gk-bottom button{min-height:40px}
@media(max-width:1350px){#fou-geld-kompass .fo-gk-local-toolbar,#fou-geld-kompass .fo-gk-bottom{margin-left:48px;margin-right:48px}}
@media(max-width:1000px){#fou-geld-kompass .fo-gk-local-toolbar,#fou-geld-kompass .fo-gk-bottom{margin-left:30px;margin-right:30px}}
@media(max-width:720px){#fou-geld-kompass .fo-gk-local-toolbar,#fou-geld-kompass .fo-gk-bottom{margin-left:22px;margin-right:22px}#fou-geld-kompass [data-gk-main]{scroll-margin-top:90px}}
@media print{body.fou-page-geld-kompass>.fou-header,body.fou-page-geld-kompass>.fou-footer,body.fou-page-geld-kompass .fou-breadcrumbs,#fou-geld-kompass .fo-gk-local-toolbar,#fou-geld-kompass .fo-gk-bottom{display:none!important}#fou-geld-kompass{margin:0}}

/* 2.1.40: explicit local baseline, independent of global .hero/.button rules. */
#fou-geld-kompass .fo-gk-hero{height:auto;min-height:0;background:none;color:var(--fo-gk-ink);text-align:left}
#fou-geld-kompass h1,#fou-geld-kompass h2,#fou-geld-kompass h3{color:var(--fo-gk-ink)}
#fou-geld-kompass .fo-gk-art-label{color:var(--fo-gk-ink)}
#fou-geld-kompass .fo-gk-conversation h2{color:#f7f5eb}
#fou-geld-kompass .fo-gk-sidebar{top:112px}
@media(max-width:720px){#fou-geld-kompass .fo-gk-sidebar{top:auto}}
@media print{#fou-geld-kompass .fo-gk-conversation h2{color:#172e29}}